Terms of service.

Last Updated: 02/13/2025

Welcome to CHARLIE THE LENDER LLC (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, and communications, including SMS messaging, you agree to these Terms of Service (“TOS”). If you do not agree, please do not use our services.

You must be at least 18 years old and legally able to enter into contracts to use our mortgage services. By using our website, you confirm that all information you provide is accurate and complete.

Our services include mortgage pre-approvals, loan applications, refinancing, and investment property financing. All loan approvals are subject to underwriting review, credit checks, and other requirements. We do not guarantee loan approval or specific loan terms.

By providing your phone number, you consent to receive SMS messages related to loan application updates, mortgage tips and educational content, and promotional offers and special programs. You may opt out of SMS messages at any time by replying STOP to any message. Standard message and data rates may apply.

Your phone number will be verified for security purposes before sending SMS messages. We comply with TCPA (Telephone Consumer Protection Act) and A2P 10DLC regulations to ensure secure and compliant communication.

We prioritize the protection of your personal information. Please review our Privacy Policy to understand how we collect, use, and protect your data.

You agree not to misuse our website, submit false information, or violate any laws while using our services. You will not attempt to gain unauthorized access to our systems or data.

Our website may contain links to third-party resources. We are not responsible for the content, security, or policies of those sites.

Mortgage rates, loan terms, and approvals are subject to market conditions and lender requirements. We do not guarantee specific financial outcomes or investment success.

We may update these Terms of Service periodically. Your continued use of our services constitutes acceptance of any changes.

If you have any questions regarding these Terms, please contact us at:

Contact@charliethelender.com

832.820.9085